💰BEST LOAN PROVIDER IN SINGAPORE

Looking for a flexible and fast loan? We've got you covered.

Need cash fast? Get up to $300,000 SGD in as little as 24 hours with our unsecured personal loans. Apply easily with Singpass and skip the hassle of credit checks.

Request a loan today!

Start your request online and we’ll find you a solution.

Get Cash in Minutes

Life moves fast. So should your personal loan. At PlusCredit, we understand that time is precious and financial needs can arise unexpectedly. That’s why we offer quick and easy personal loans tailored to your unique circumstances.

Discover the Benefits of Plus Credit Personal Loan

Experience the convenience and flexibility of our personal loans. Enjoy quick approval, competitive rates, and no hidden fees. With Plus Credit, your financial goals are within reach.

Flexible Financing

Choose a loan term that suits your financial situation and repayment goals.

Quick and Easy Application

Apply online in minutes and receive a quick decision on your loan.

Competitive Interest Rates

Enjoy affordable rates on your personal loan.

No Hidden Fees

Transparent terms and conditions ensure you know exactly what you’re getting.

Frequently asked questions

How do personal loans work?

Personal loans are short-term, unsecured loans that you borrow as a fixed sum with a fixed interest rate over a specified tenure. Terms depend on your loan contract and repayment capabilities.

What are some uses of a personal loan?

Personal loans can be used for various purposes, such as:

-Utility Bills
-Rent
-Holidays
-Emergency medical expenses
-Home renovations
-Wedding banquets

How do your personal loans differ from those from banks?

Our loans differ primarily in speed, ease of application, and service. We streamline the borrowing process, require minimal paperwork, and provide personalized guidance to help you choose the best loan package.

Are personal loans good for my credit score?

If managed well, personal loans can help improve your credit score by allowing you to clear debts efficiently, provided you make timely repayments.

What are the things to consider before applying for a personal loan?

Type of loan: Understand the difference between secured and unsecured loans.
Interest rates: Get the best rates and check for hidden fees.
Loan tenure: Choose a tenure that fits your repayment comfort.
Financial situation: Assess your current finances to make informed decisions.

Who is eligible for a personal loan?

Eligibility includes being a Singapore Citizen, Permanent Resident, or a foreigner with a valid work permit, at least 21 years old, and employed or self-employed.

What documents are required to obtain a personal loan?

For Singaporeans/PRs:
- Proof of identity (NRIC, passport)
- Proof of income (CPF/bank statements)
For Foreigners:
- Work Permit/S Pass/E Pass
- Proof of residence (utility bills, tenancy agreement)
- Payslips/bank statements

What is the application process for a personal loan like?

Submit your application online.
Expect a call regarding your application status within the hour.

How fast can I receive my loan?

Funds are disbursed immediately after you accept and sign the loan contract.

I have a poor credit score. Can I still apply for a personal loan?

Yes, we do not have specific restrictions regarding credit scores and aim to help all borrowers.

Will I be charged if I make early repayments?

No, there are no fees for early repayments, and outstanding interests will be nullified once the loan is paid off.

Will my loan documents and information be mailed to my home?

No, all loan details remain digital and private unless a physical copy is requested.

3 Simple Steps to receive your instant cash loan

1

Submit Your Application

Simply fill up the loan application form. Takes only 3 mins.

2

Receive Application Status

Outcome of the loan with the maximum loan amount and tenure will be provided to you in less than an hour.